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Valuable PropertyThere is coverage available for jewelry, furs, antiques, paintings and other collectibles which gives extra protection and value to you. The regular coverage in a homeowners policy does not provide key coverages for your valuables - such as mysterious disappearance, breakage, and full appraisal value. Your valuable items can be covered for these gaps in coverage at a reasonable additional cost as a rider on your homeowners policy. If a ring goes down the kitchen sink or is left in a hotel room while traveling - the only way to get coverage is to have additional valuable property coverage. This is also known as inland marine coverage.
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