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Farm InsuranceWhat to Look for in your Farm Policy:You want and need the basic coverages on your home, farm buildings, farm equipment, livestock and liability. You also want and need coverages that are unique to a farm operation such as: Replacement cost on your home, contents and eligible farm buildings; information systems coverage (computers); farm machinery coverage on and off premises (no mileage restrictions); livestock insured on and off premises; custom farm work; farm pollution coverage; personal injury; employers liability; farm chemical liability including overspray and other coverages. We offer a Farmowners policy that was specifically designed from the ground up to meet the needs of the current farmowner. This is not a homeowner's policy or a commercial policy that has been modified and made to fit the farm operation. Farm TrucksIf you have some trucks (grain trucks) that are used only at planting or at harvest time and very seldom the rest of the year then they deserve a extra special rate which we call Seasonal Use discount. If you have trucks used most of the year (pick-ups) mostly to service the farm then these vehicles get a Farm Rate which has a very nice discount compared to a normal rate. Your farm vehicle could leak gas & oil and need pollution cleanup - we can offer that coverage. Contact us for
a quote to see what a comparative rate looks like from a company and an
agent that specializes in farm risks. We offer competitive coverage from:
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