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 Automobile Coverages
Standard Auto
- We
have several companies that offer excellent preferred rates for drivers
with clean records.
- To
get the absolute BEST rates, be wiling to put your homeowners, renters,
or condominium policy with the same company as your auto.
- Standard
Rates begin for Females at age 21 single or age 20 when married. For Males
age 25 Single or 21 when married.
Non-Standard
Auto
- We
have several companies that offer very competitive rates for drivers who
don't quonalify for Standard rates.
- We
offer the necessary filings (SR-22, SR-50) you may need.
- Our
philosophy is to get you to Standard rates as soon as possible.
Prime
of Life
- Incredible
pricing for the mature/stable extra-preferred clients who qualify for up
to 30% better rates.
- Only
available as a package - must have autos along with Home, Renters, or Condominium
policy.
- Pekin
Insurance gives extra discounts starting at age 55.
- State
Auto gives extra discounts starting at age 50.
State Auto's program is called "Prime
of Life" and includes extra discounts of 25% and 30%.
- If
you are 50 and over, you should have a complete review by on of our agents
to make sure you have the most coverage at a super preferred rate that you
deserve.
Antique & Classic
Cars
- We
can make sure your antique or classic car is properly insured.
- Have
your antique or classic car properly appraised and take current pictures
- once this is done we can give you the best possible coverage at the best
possible price.
- There
are specialty companies that we have access to, but there are several special
conditions:
- Car must be garaged.
- Car must not be driven more thatn 2,500 miles per year.
- Car cannot be driven to work on a regular basis.
- No drivers under the age of 25 are covered.
- In
many cases we can add the antique or classic care to your regular auto policy
and get very competitive rates.
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